Nexxtap is the Payment tool for Small and Medium Businesses

Summary

Nexxtap is revolutionising payment processing for small and medium‑sized enterprises (SMEs) by harnessing SoftPOS technology to turn any NFC‑enabled Android device into a secure, fully compliant payment terminal at a flat 1.25% transaction fee Nexxtap - Merchant Payments App. SMEs benefit from dramatically lower upfront costs—no need for expensive hardware or ongoing maintenance—and can deploy Nexxtap within hours to accept tap‑to‑pay transactions anywhere, anytime Nexxtap - Merchant Payments App. Backed by PCI DSS and EMVCo security standards, Nexxtap delivers enterprise‑grade protection without the complexity of traditional POS systems AeviPCI Security Standards Council. With features such as complimentary Lite POS and KDS integrations, daily settlements, and app‑to‑app SDK options, Nexxtap scales with growing businesses—from pop‑up stores to retail chains—while maintaining a simple, professional, and customer‑friendly experience Nexxtap - Merchant Payments AppNexxtap - Merchant Payments App.

Introduction: Payment Challenges for SMEs

For many Australian SMEs, traditional POS setups carry significant barriers: hefty hardware costs, complex installations, and ongoing maintenance fees. Legacy systems often lock businesses into long contracts and offer limited mobility, tying merchants to a countertop terminal. Additionally, transaction fees can vary based on hardware leases and bundled service packages, making budgets unpredictable. As modern consumers increasingly favour contactless payments, SMEs must adapt quickly—without breaking the bank or demanding specialised IT support.

What Is Nexxtap SoftPOS?

Nexxtap employs SoftPOS (Software Point‑of‑Sale) technology to transform any NFC‑enabled Android 11+ device into a certified payment terminal. Unlike physical POS solutions, SoftPOS requires no additional hardware—just the app Nexxtap - Merchant Payments App. Merchants download the Nexxtap app, register their business, and start accepting Visa, Mastercard, and mobile wallet transactions within minutes. The platform includes free access to a Lite POS and Kitchen Display System (KDS), ensuring SMEs get a complete solution without extra fees Nexxtap - Merchant Payments App.

Key Benefits for SME Businesses

1. Cost‑Effectiveness

SoftPOS eliminates the need for specialised terminals, card readers, and installation services, cutting hardware expenses entirely. SMEs can leverage existing smartphones or tablets to accept payments, freeing up capital for operations or marketing Nexxtap - Merchant Payments AppNexxtap - Merchant Payments App. With a transparent 1.25% transaction fee on all card‑present transactions, businesses know exactly what they’ll pay—no hidden costs or tiered pricing models Nexxtap - Merchant Payments App.

2. Speed and Simplicity

Deployment is as simple as downloading an app and registering, allowing merchants to be up and running in hours rather than days. Updates and feature enhancements roll out automatically, ensuring businesses always have the latest security patches and functionalities without manual intervention unitedthinkers.com.

3. Mobility and Flexibility

Whether trading at a market stall, delivering on the go, or operating a shopfront, SMEs can take payments wherever there’s mobile coverage. This mobility opens new revenue streams, from pop‑up events to remote invoicing, delivering a professional experience that customers trust TestingXperts -.

4. Security and Compliance

Nexxtap is certified to PCI DSS standards and adheres to the latest EMVCo guidelines for mobile acceptance, guaranteeing that cardholder data remains protected end‑to‑end AeviPCI Security Standards Council. Multi‑layered encryption, tokenisation, and regular security audits ensure compliance without burdening SMEs with additional certification costs or technical overhead.

5. Seamless Integration and Scalability

For growing businesses, Nexxtap offers an app‑to‑app SDK for embedding SoftPOS into existing POS or ECR systems, reducing development effort and preserving brand consistency Nexxtap - Merchant Payments App. Daily settlements streamline cash flow management, while analytics dashboards provide actionable insights into sales patterns and customer behaviour Nexxtap - Merchant Payments App.

Real‑World Applications

• Hospitality & Food & Beverage: Busy cafés and food trucks can process orders and payments tableside, boosting turnover and improving customer satisfaction Nexxtap - Merchant Payments App.

• Retail & Services: Boutiques and service professionals (e.g. tradies, health practitioners) can invoice on site and accept card payments immediately after completing work, eliminating payment delays.

• Pop‑Up & Events: Market stallholders and event vendors can set up in minutes, accept contactless payments, and pack down without hauling bulky terminals.

Conclusion

For Australian SMEs seeking a cost‑effective, secure, and flexible payment solution, Nexxtap’s SoftPOS platform ticks every box. By removing hardware barriers, offering transparent pricing, and maintaining enterprise‑grade security, Nexxtap empowers businesses to focus on growth and customer service—no dongles required. It’s time to ditch the traditional terminal and Nexxtap It!