No additional hardware.

There’s no need to invest in and manage extra readers and terminals. Tap to Pay on iPhone is simple to set up and use. It makes it easier for businesses to serve customers and accept contactless payments — right on their iPhone. Anyone can process contactless payments — it’s that simple.

Privacy and security built in.

Tap to Pay on iPhone uses built-in security and privacy features of iPhone to help keep business and customer data private.

Payments are processed using the secure element of iPhone. Apple doesn’t store card numbers or PIN information on the device or on Apple servers. And businesses using Tap to Pay on iPhone can only access the data needed to complete a sale — not customer card data.

PIN transaction protection.

Transactions that require PIN entry will automatically prompt on the iPhone screen when using Tap to Pay on iPhone. On-device PIN entry is built in to ensure privacy and protection for the customer and help merchants stay compliant. Apple does not store or access the customer’s card number or PIN information.

Accessible for everyone.

For customers needing visual or other assistance, accessibility options are built into Tap to Pay on iPhone. Merchants can enable other PIN entry options, like a trusted person or external keyboard. These features are designed to ensure that Tap to Pay on iPhone works for everyone, and customers can feel confident that their information stays safe with iPhone.